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Home Insurance

Home Insurance

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Your policy is the best place to review your coverages, but a few common items covered are mentioned here.

Property Damage

Most policies cover damage to your house and any permanent structures on your property for:

  • Fire
  • Wind
  • Hail
  • Water damage (unless excluded by your policy)
Personal Property

Protects belongings that were damaged or stolen such as:

  • Furniture
  • Appliances
  • Clothing
  • Dishes (in some cases)

Limited coverage for jewelry stolen from your home, (usually $500 - $2,000). You may need special coverage for things in your collection like:

  • Engagement rings
  • Wedding bands
  • Diamond bracelets